Throughout the country, driving with some form of car insurance isn't just a good idea, it's the law. The same is true for the state of Texas. No matter the kind of vehicle you own or where you live in Texas, having car insurance is a must. At the Alex Hyman Insurance agency, you receive a wide selection of coverage types, one of which is sure to be perfect for you. Trying to figure out the right coverage on your own can be a challenge though, so sitting down with the insurance agents to find the best coverage for your needs is a must.
Different Auto Insurance Coverage Types
There are different forms of auto insurance in Texas:
Bodily injury liability insurance covers expenses for another driver or pedestrian if the accident is your fault.
Property damage liability auto insurance covers another individual's property, such as their vehicle, home or other structure if the accident is your fault.
Collision coverage is designed to cover your repairs when in an auto accident.
Comprehensive insurance covers the expense to repair or replace your vehicle if it has been damaged in a storm or due to theft.
Underinsured and uninsured motorist insurance coverage is if you are involved in an accident with another driver who either doesn't have insurance or doesn't have insurance capable of paying for your damaged vehicle.
Personal injury protection is for you and passengers who are hurt in an accident while medical payment coverage helps cover both medical and/or funeral expenses in the event of an accident.
Protect Yourself with Auto Insurance
Having auto insurance in Texas is the law. The kind of insurance you go for is up to you. The Alex Hyman Insurance Agency is here to help you pick what is right for your needs.